Pricing
Start free. Add what you need, when you need it.
Free credit monitoring never expires and never requires a card. Upgrade to full 3-bureau reporting or add identity and privacy protection as you go.
Free
$0per month
Credit monitoring with your real Experian VantageScore 3.0 — always free.
- ·Experian VantageScore 3.0, refreshed monthly
- ·Plain-language insight cards
- ·No hard inquiry, ever
My Credit Manager
$9.99per month
Upgrade to full 3-bureau reporting and deeper credit tools.
- ·TransUnion, Equifax, and Experian reporting
- ·Credit score simulator
- ·Guided dispute filing
Add-ons
Layer on more protection, anytime.
Optional, cancel-anytime add-ons on top of any plan above.
Identity Protect
$7.99/mo
Dark web monitoring, stolen-data alerts, and identity restoration if your information is compromised.
Privacy Protect
$5.99/mo
Ongoing monitoring and removal of your personal information from data broker and people-search sites.
Credit-Builder Tradelines
Build real history, reported monthly.
Backed by our sponsor bank and BaaS partnership, reporting to all three bureaus.
Consumer
$1,000 tradeline
Personal credit-builder tradeline
$10/mo
$1,500 – $3,000 tradelines
Personal credit-builder tradeline
$40/mo
Approval and tier eligibility depend on your credit profile. See your dashboard for your personal readiness band.