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Pricing

One Decision: How Large a Limit You Want Reported.

Every plan does the same thing — opens an account in your name and reports the monthly payment on it to all three credit bureaus, Equifax, Experian and TransUnion, the same way any lender reports an account you hold with them. The only difference is the limit that appears on your file. No credit check, no minimum score.

$1,000
$2,500
$5,000
The limit that appears on your credit file. Everything else about the three plans is identical.

Feodis Credit Builder

$1,000

Reported account limit

$7.99/month

billed monthly

A thin file that needs its first reported account.

Start reporting — $7.99/mo

$7.99 charged monthly until you cancel — or $79.90/yr, which works out at $6.66/mo. Cancel any time, no fee, no notice period.

Most chosen

Feodis Credit Builder Plus

$2,500

Reported account limit

$14.99/month

billed monthly

Rebuilding, and wants a larger reported limit on file.

Start reporting — $14.99/mo

$14.99 charged monthly until you cancel — or $149.90/yr, which works out at $12.49/mo. Cancel any time, no fee, no notice period.

Feodis Credit Builder Pro

$5,000

Reported account limit

$24.99/month

billed monthly

Maximum reported capacity, for a file being rebuilt in earnest.

Start reporting — $24.99/mo

$24.99 charged monthly until you cancel — or $249.90/yr, which works out at $20.83/mo. Cancel any time, no fee, no notice period.

Reported within 60 days, or that payment back.

Every Tier Includes

  • Your payment activity reported to Equifax, Experian and TransUnion every month.
  • An account opened in your name with a reported limit.
  • One agreement on one page, and you keep a signed copy of it.
  • Cancel in one step, with no fee and no notice period.

What This Is Not

Not credit repair, not debt relief, not a loan, and not a credit-builder loan. It does not promise to raise your credit score, remove accurate information from your report, or get you approved for financing.

You pay ahead, so you can never fall behind. If a payment stops, the membership ends and the account stops reporting rather than anything being reported against you. It may harm your score. We would rather say that here than bury it.

How Cancelling Works

One step, no fee, no notice period, no retention call. Your membership runs to the end of the period you have paid for and then stops. We stop furnishing after that — the history already reported stays on your file, and nothing new is added.

Some companies in this category warn that cancelling will “undo your gains.” We are not going to tell you that, because it is a retention tactic rather than a fact.

Cancel a membership

If You Want to Check Us Against Someone Else