Privacy Policy

Welcome to Feodis ("we," "us," "our," or "Feodis"). Feodis is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at feodis.co (the "Site") and use our services (collectively, the "Services").

By accessing or using our Site and Services, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our Site or Services.

2.1 Personal Information You Provide to Us

We may collect personal information that you voluntarily provide to us when you register for an account, request customer support, make a purchase, or communicate with us. This may include:

Identity Information: full name, date of birth Contact Information: email address, mailing address, phone number Account Information: username, password, account preferences Payment Information: billing details, transaction history, processed securely through third-party payment processors Identity Verification Information: Social Security number and related details, collected solely to verify your identity and pull your credit report through our identity verification and credit data partners

2.2 Information Automatically Collected

Device information (IP address, browser type, device identifiers), usage data (pages visited, features used), and information collected through cookies and similar technologies.

2.3 Information from Third Parties

We may receive information from identity verification services, credit bureaus and credit data providers, and payment processors.

To create and manage your account, verify your identity, and prevent fraud To pull and display your credit report and score, and generate personalized insights To process transactions for paid features To respond to support requests and communicate account or security updates To analyze usage and improve our Services To comply with applicable laws and enforce our Terms of Use

Cookies are small text files stored on your device when you visit a website. We use essential cookies (necessary for the Site to function), functional cookies (to remember preferences), and analytics cookies (to understand how visitors interact with our Site). You can manage cookie preferences through your browser settings.

Service Providers: identity verification, credit data, payment processing, hosting, and fraud prevention vendors, who are contractually obligated to protect your information Legal Requirements: where required by law, court order, or government investigation Business Transfers: in connection with a merger, acquisition, or sale of assets, with notice to you With Your Consent: for any other purpose with your explicit consent

Feodis does not sell your personal information.

We implement technical and organizational measures to protect your personal information, including encryption of data in transit, access controls, data minimization, and regular security assessments. No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security of your information.

We retain your personal information for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce our agreements. When no longer needed, information is securely deleted or anonymized.

Depending on your location, you may have the right to access, correct, delete, or restrict the processing of your personal information, and to withdraw consent where applicable. To exercise these rights, contact us at the email below.

California residents have the right to know what categories of personal information we collect and disclose, to request deletion, and to opt out of the sharing of personal information for cross-context behavioral advertising. Feodis does not sell personal information as defined by the CCPA.

If you are located in the EEA or UK, we process your personal information based on performance of a contract, legitimate interests, consent, or legal obligation, as applicable. Feodis is the data controller responsible for your personal information. You have the right to lodge a complaint with a supervisory authority in your jurisdiction.

Our Site and Services are not intended for children under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children under these ages. If you believe a child has provided us with personal information without parental consent, please contact us immediately.

Our Site may contain links to third-party websites and services not operated by us, including our identity verification and credit data partners. We are not responsible for the privacy practices of these third parties.

Feodis does not currently respond to "Do Not Track" browser signals, but we respect your privacy choices through our cookie consent mechanism.

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our Site with a revised "Last Updated" date. Continued use of our Services after changes are posted constitutes acceptance of the updated policy.

This Privacy Policy is governed by and construed in accordance with the laws of Sandoval County, New Mexico, without regard to its conflict of law provisions.

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at legal@feodis.co, or by mail at 4405 Jager Dr NE, Rio Rancho, NM 87144.