About

45 million Americans are invisible to the system that decides their financial future.

That’s the population the credit bureaus classify as “thin file” or “credit invisible” — not because they’ve done anything wrong, but because the system that scores creditworthiness was built around a narrow set of accounts: mortgages, auto loans, traditional credit cards. Rent, utilities, and on-time gig income rarely count.

Feodis starts with the part of that problem we can solve immediately and honestly: showing people exactly what’s in their file, in language that names the actual tradeline and the actual threshold, instead of a vague score and a generic tip.

Beyond the free tracker

Feodis CreditBoost — a reporting tradeline that builds credit history every month it’s open — runs on the same banking and credit-bureau partnerships behind the rest of Feodis, built to hold up under real use, not launched half-built.

See CreditBoost & banking details →

A note on how we operate

We’re a financial technology company, not a bank. Banking services are provided by a partner bank, Member FDIC. We never sell your data, and we tell you in plain terms what we collect and why — see our privacy policy for the specifics.